SERVICES

Providing Multi-Peril and Crop Hail insurance to farmers. We are licensed in Missouri and Iowa and have over 30 years of crop insurance experience. Don't be caught unprepared for weather related events that could devastate your crops and your future. Call us today to protect your future.

Multi-Peril

"Multi-Peril Crop Insurance (MPCI) is the general name given to crop coverage provided through the Federal Crop Insurance Corporation (FCIC). As the name suggests, these policies provide coverage to the ag producer for a number of naturally occurring perils.

Most MPCI policies provide coverage for loss of production. Over the last few years, products that combine yield and price coverage have been introduced. These products cover loss in value due to a change in market price during the insurance period, in addition to the perils covered by the standard loss of yield coverage.

Crop insurance policies also typically indemnify the insured person for other adverse events, such as the inability to plant or excessive loss of quality due to adverse weather. These types of coverage vary by crop due to the difference in the crop’s individual natures.

Here are some of the more common plans of insurance. Additional plans may be available in certain states or counties."

(10/9/15 http://www.proag.com/basics-of-crop-insurance)

Crop Hail

"Crop-Hail policies are not part of the Federal Crop Insurance Program and are provided directly to farmers by private insurers. Many farmers purchase Crop-Hail coverage because hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop-Hail policy to protect high-yielding crops. Unlike MPCI, a Crop-Hail policy can be purchased at any time during the growing season."

(10/9/15 http://www.cropinsuranceinamerica.org/about-crop-insurance/how-it-works/#.VhgYS3pViko)

Don't be a victim of crop destruction

Why is Agriculture Important?

"Human civilization realizes the importance of agriculture, because it began with it. When our ancestors thought of settling and growing our own food, which includes grains and crops, organic farming was born and mankind was changed forever. Agriculture caused not only towns and cities to flourish, but also knowledge and technology. No matter how sophisticated or gadget dependent we have become, we cannot deny its importance in our daily lives. In recent times, agriculture has been overlooked because of the wrong belief that new modern technology produces the food grains and crops that we eat."

Raghuvanshi, Kulbhushaan. "Importance of Agriculture". Buzzle.com. 22 Sept 2011. Web. 11 Oct 2015